Car premiums rise to cover uninsured in France

Motorists face rises in insurance premiums as MPs say they need to pay more to cover the rising costs of treating victims of uninsured and hit-and-run drivers.

They want insurers’ contributions to the Fonds de garantie des assurances obligatoires de dommages to increase from 12% to 25%, which could amount to an extra €10 on policies.

Rising care costs for victims are part of the reason for the call for extra cash but a large part of the problem is the increasing number of uninsured cars on the road. It coincides with the launch of the fichier des véhicules assurés motor insurance register this month, which gives police details of whether a car is insured or not. Uninsured drivers face fines of up to €3,750.

Drivers who want to keep costs down can use the loi Hamon that allows them to cancel insurance at any point after the first year and sign up for new cheaper cover elsewhere.

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