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Natural disaster claims for 2021 French floods and mudslides now open

Residents in affected communes have 10 days to contact their insurers from publication of an official decree today July 2

Floods and mudslides in 33 departments of France earlier this year have been recognised as natural disasters today (July 2) meaning insurance claims must be made urgently.

If you have been waiting to make a claim on the catastrophe naturelle cover in your home insurance, claims must now be lodged within 10 days of the publication of the decree today in Le Journal Officiel.

Damage due to natural disasters is only covered by insurance if declared without the correct time period.

For more on how to do so, see this previous article.

Today’s decree relates to natural disasters in June and earlier this year, in the following departments: Ain, Aisne, Ardennes, Charente-Maritime, Corrèze, Côte d’Or, Doubs, Eure, Eure-et-Loir, Gironde, Lot, Maine-et-Loire, Manche, Marne, Meurthe-et-Moselle, Morbihan, Oise, Orne, Pas-de-Calais, Haut-Rhin, Haute-Saône, Saône-et-Loire, Sarthe, Seine-Maritime, Seine-et-Marne, Yvelines, Deux-Sèvres, Somme, Tarn, Tarn-et-Garonne, Essonne, Hauts-de-Seine, and Val-de-Marne.

See the decree’s annexe 1 to check if your commune is concerned, or do a search for the commune’s name by pressing Ctrl+F after opening the page.

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