Is 'equity release' possible in France?

We live in France and own our house mortgage-free. We are 75 and 80 – can we release equity from our home? D.B.

Yes it is possible and the form that would suit you is called a prêt viager hypothécaire. It is a loan secured by a mortgage against your home and which (capital and interest) is only repayable from your estate after you die. Other forms of ‘equity release’ loan exist in France but involve repayment within a set time-frame.

The loan is offered by Crédit ...

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