How to avoid horror at any time of year

... not just Halloween!

When I first thought about doing a financial article with a Halloween theme, all I could think of was the character Pennywise from Stephen King’s 1986 novel IT.

Thankfully, the editor saved me from this nightmare with the idea of the scary mistakes people make when moving to or living in France.

I soon realised I would need the whole paper, for the next few editions, to get all those written down in any detail, so I’ve just picked three.

People who have read my musings will have come across my guiding mantras, such as “deal with certainty as far as possible” and “ ...

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