Taking pot luck is never a good option for pensions

Criteria and scenarios explained...

It is well known that people in the UK have the right to cash in private pensions, known as ‘crystallising’, but not that many are seriously considering it. The fact that we are usually talking about significant sums, means high taxation is a foregone conclusion.

An interesting fact, however, is that France is one of the world’s most tax friendly countries in which to cash in your pension, subject to some very strict criteria.

This is an emotive subject, and rightly so, as we are talking about one’s life savings. Moreover, the UK has seen a trail of very poor pension ...

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