Insurance fight over house cracks caused by heatwave

Charles Ager points out a crack at his Poitiers home

Recent heatwaves brought reports across France of houses developing cracks due to heat-induced subsidence.

This follows other heatwaves and droughts, notably in 2003 and 2017, and has highlighted the complicated system for claims under the catastrophe naturelle insurance process.

There have been cases of home-owners having to wait up to a decade before getting the go-ahead from insurers to start work on structural damage.

Now the French senate has published a report on the system after a review by a commission, with 55 ideas for improvement.

Senator Nicole Bonnefoy, who  presented the commission’s report, said: “The climate is changing and we are seeing the effects in more natural catastrophe incidents than before.

“Whether due to floods, hailstorms or ...

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