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We are selling our French holiday home and are waiting for the money to be paid into our French bank account. We want to transfer the money back to England. Do you have advice? H.L.

If you have retired to France, you may wonder what to do about your UK pension. Leaving it there may not be the most tax-efficient plan, but there is no one-size-fits-all solution. 

‘Qrops’ pension schemes can offer benefits to those looking to transfer UK private pensions savings out of the country – but if you are considering this you should beware of potential scams.