Other financial options for renovation help

Alongside national schemes such as MaPrimeRénov and the zero-interest eco-loan, a range of additional financial support may be available for renovation projects in France.

These options are often local, income-based, or linked to specific types of work, and can sometimes be combined with national aid. Because availability varies widely by area, homeowners are strongly advised to check local sources early in the planning process.

Local authority grants and advice (ADIL / ANIL)

Each department has an Agence départementale d’information sur le logement (ADIL), part of the national ANIL network.

These agencies provide free, impartial advice on housing rights, renovation funding and what local aid may be available from departmental councils, regional authorities, or intercommunal bodies and métropoles.

Some schemes offer only modest sums, but others can amount to several hundred or several thousand euros, particularly for energy-efficiency work or adaptations to improve living conditions. Availability depends on local budgets and priorities.

Energy supplier bonuses (CEE schemes)

Under France’s Certificats d’Économies d’Énergie (CEE) system, major energy suppliers are legally required to encourage households to reduce energy consumption. In practice, this can allow homeowners to receive bonuses or rebates for eligible renovation work.

These may be paid as a bank transfer, a voucher, or a deduction from an invoice, with amounts varying by supplier, type of work and household profile. CEE aid can usually be combined with other grants and loans, but must be applied for before work begins.

ANAH grants for low and modest-income households

The Agence nationale de l’habitat (ANAH) remains a key source of funding for people on low or modest incomes, whether owner-occupiers or landlords.

Eligibility is based on income thresholds, household composition and location (with higher ceilings in Île-de-France), using the revenu fiscal de référence shown on your tax notice, usually from two years earlier. ANAH aid is not automatic and is allocated according to need and available budgets.

To qualify, the property must generally be at least 15 years old and used as a main residence (or rented out as one). Crucially, work must not start before approval is granted.

Eligible projects include major renovation of degraded or unsafe housing, work to improve safety, health or basic comfort, adaptations for older or disabled residents, and energy-efficiency improvements. Decorative work, routine maintenance, or projects equivalent to rebuilding or major extensions do not qualify.

Depending on circumstances, ANAH support may apply to work such as replacing heating systems, upgrading electrical installations, repairing leaking roofs, insulating walls or roofs, renovating bathrooms or toilets, installing solar panels or other renewable systems, fitting lifts or mobility equipment, or adding security measures such as alarms.

For severely degraded properties, an official declaration of unfitness or a professional assessment may be required.

Support levels vary, but typically cover 25–50% of eligible costs, generally up to around €10,000, or up to €25,000 for major renovation projects.

Additional aid may be available under schemes such as Habiter Mieux, where work improves energy efficiency by 25% or more. ANAH grants can usually be combined with MaPrimeRénov, eco-PTZ loans, reduced VAT, and CEE bonuses.

How to apply and avoid common pitfalls

The recommended starting point is a local renovation advice service, often linked to France Rénov or ANAH, which can explain eligibility, available aid and application procedures.

Applications typically require proof of ownership, recent tax notices, detailed quotes from professionals, and a completed application form.

ANAH grants are not available for second homes, but may apply to rental properties used as a tenant’s main residence, even if the owner is not French-resident. Funding rules change frequently, and local schemes may open or close without notice.

Always confirm eligibility before signing quotes, check whether aid can be combined, and ensure prior approval is in place. As with most renovation aid in France, starting work too early is one of the most common reasons applications are refused.