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Reader Susan Trafford wrote (May) the mutuelle system is unfair to British pensioners but I would say many of us tend to have illnesses which are 100% covered by the Carte Vitale so an exorbitant mutuelle does not necessarily make sense.

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Many French friends in their 70s have switched to cover at about €70 a month due to this.

Some insurers have a scheme where selected partners offer price reductions, such as opticians where lenses are 50% off and frames 10-29% discounted.

No, it’s not the same as Spain but that’s how the French system works fair or not.

Trevor COURT, by email

pensions letters and comment

pensions letters and comment