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Do French banks have age limits for credit cards?

A reader reports being turned down due to being 70

Some French credit cards have an age bar attached to obtaining them Pic: fizkes / Shutterstock

It is true that some French credit cards have an age bar attached to obtaining them.

A reader from Lot wrote to say that as Barclaycard had ended credit card services to residents without a UK billing address, he applied for a credit card from Banque Populaire.

He was refused because he was 70. “Had I applied before, it would have continued until death. I could accuse them of being ageist,” he said.

“I needed a card to hire a car in the UK. Most UK hire firms require one so they can place a forward demand of  £1,000 on it in the case of an accident or puncture.”

A Banque Populaire spokeswoman said: 

“Credit cards of the Facélia type in our bank, an international payment card with renewable credit, require the person taking this out to be aged 18-69.” 

Other criteria include living in France and not being on any credit blacklists.

Debit cards have no such restrictions, she said. 

Have you experienced a ban on any financial products due to age in France? Tell us about it at news@connexionfrance.com

 

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