Compare the price of motorbike insurance across France
Map reveals the most expensive and cheapest regions as premiums go up across France
Motorbike insurance prices increased this year by 6% Credit: Standret, Shutterstock
Motorbike insurance prices have gone up in France, but with significant variations across different regions of the country.
Île-de-France ranked as the most expensive, with Provence-Alpes-Côte d’Azur and Auvergne-Rhône-Alpes following closely behind.
According to the latest barometer from LeLynx.fr, motorbike insurance costs have risen this year, partly driven by inflation, which continues to push up repair, parts, and overall claim costs. The average premium now stands at €634, marking a 6% increase compared to last year.
Prices differ depending on factors such as coverage type, age, and region. Regionally, Île-de-France tops the list with an average annual premium of €806. Provence-Alpes-Côte d’Azur follows at €651, while Auvergne-Rhône-Alpes averages €573.
The lowest premiums are found in Burgundy-Franche-Comté, where the average cost is €486. You can explore the average price in your region using the interactive map below.
Price differences and coverage vary by age
Age plays a crucial role in determining motorcycle insurance premiums. Younger drivers are statistically more likely to be involved in accidents, leading to higher claim costs. As a result, they typically face higher initial premiums.
For example, drivers aged 25 and under pay an average of €996 per year, while those aged 66 and over pay significantly less — just €331 annually.
This price gap also influences the type of coverage chosen. In general, third-party insurance (the minimum legal requirement) covers damage caused to others but not to the rider’s own vehicle. Comprehensive insurance, on the other hand, offers broader protection, including damage to the rider’s own motorbike, even in cases where they are at fault.
Only 32% of riders under 25 opt for comprehensive insurance, with most choosing third-party coverage to reduce costs. In contrast, around 60% of riders over 65 select comprehensive plans.
