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UK home insurance hassle for Briton living in France
Change of underwriters left woman without insurance for second home in Scotland
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Burglaries, scams, and climate change: what to be aware of when insuring a home in France
Some regions in France are more susceptible to burglary than others
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People with a second home in France should check their insurance policy
Cover can be reduced or voided for homes left empty for significant periods of time
Water leak at my French second home
I returned to my second home to find there had been a massive water leak. Am I liable for the resulting big bill?

There is a law limiting large bills due to leaks and it applies whether or not the property was occupied at the time of the leak – and so it covers second homes.
As soon as a water supplier notices a sudden, unexpected increase in the volume of water used by a household, it must inform the owner.
The likely cause would be a leaking pipe at the property.
If the householder carries out the necessary repairs within a month, they will not have to pay the full invoice for water lost.
Liability is limited to a maximum of twice the average consumption for the property over the period.
The householder must submit, by registered letter, a certificate from a plumber indicating that the leak has been located and repaired within a month. You can find a template letter at tinyurl.com/yypo4gte.
If no leak is discovered, you should ask, also within one month of notification, for the firm to check the meter (compteur).
If a problem is found, you will not pay the additional part of the bill, otherwise it is payable, plus a charge for the checks.
Partly due to this, consumer associations often advise against taking out an assurance fuite d’eau – water leak insurance – which is offered as an option in many home insurance contracts.
It partly pays for the extra water bill, plus having a plumber to do the repairs.
It is not obligatory and not having it can save around €70/year.
Consumer associations claim it is unlikely to be good value for money.
More Q&A in our Second home in France guide – for more information and to place an order, please see here