Keep business cash separate

Small businesses such as micro-entrepreneurs should have a separate bank account for their business to keep their personal moneys separate but this does not need to be a ‘business’ account (compte professionnelle), which can be costly.

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A simple ordinary account is enough but must be used for all ingoings and outgoings concerning the business. Anyone needing a payment terminal, can get an online Boursorama Pro account for €9/month that also gives a business Visa card, chequebook, up to €4,000 overdraft and a terminal charging up to 2.75% per sale.

practical