Covid-19 car insurance refund in France: What to write

Consumer association UFC-Que Choisir has provided a letter template in French to help you request a payment drop from your insurer

A script of exactly what to write to request a reduction in your car insurance payments due to the Covid-19 crisis has been published by a French consumer association. We explain and provide an English translation.

UFC-Que Choisir has said that drivers who have used their cars or motorbikes significantly less than normal during confinement are entitled to a reduction in their car insurance payments. It calculated that nationwide, insurers owed €2.2 billion to the French public - the equivalent of €50 per car, and €29 per motorbike.

The group said that confinement conditions have led to far fewer drivers on the roads, and calculated that road traffic accidents causing serious injury had dropped by 91% in the first six weeks of confinement, compared to the same time last year.

Read more: Drivers in France ‘should get Covid insurance refunds’

Drop in payments

A drop in your insurance payment amount is linked to a drop in risk due to less driving time, which you can prove if you have seen a drop in your kilometrage since confinement began, when compared to a normal month.

UFC-Que Choisir said: “The insured party has a right ...

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