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Watch out for unregulated therapists in France
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French bank made me wish I had put savings under the mattress
Current account charges meant reader was losing money despite interest
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It’s not just Britons speaking English in France – so why the unfair criticism?
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Ultimate DIY equation
RE: The article “ How to decide if you should do it yourself ” (Connexion, February 2019, see here).
I agree on the content of the article by Nick Inman, but I have a complementary approach.
From the price that a craftsman would charge me, I deduct the state refund (crédit d’impôt) if applicable and the price of raw materials.
I divide the result by the number of hours I estimate I need to do the job myself. It gives me a price per hour.
On the one hand it gives me the priorities to save money, and on the other, under a certain threshold I entrust the work to a professional.
Note: VAT could be different if the job is done by a craftsman.
Typical example is replacing the windows with double-glazed ones. VAT is 5.5% if the craftman is RGE-certified. It is 20% if you do it yourself.
J-Y Renaud, Loire-Atlantique
