France eases mortgage rules to allow more loans of 27 years Extra flexibility is also being given to banks in bid to boost number of loans given to first-time buyers
Interest-free property loans to be available to more buyers in France Millions more people may be eligible with more money on offer and hundreds more communes qualifying
Do personal credit ratings exist in France? It is advisable in France as elsewhere to try and avoid 'payment incidents' Breton town’s plan to offset second-homes with cheaper main homes Am I eligible for an interest-free loan to help buy a French property? France property news: Interest rate rise, tax row, MaPrimeRenov’ woes
Is it better to lend to grandchildren in France or to make gifts? There are pro’s and cons when it comes to these options, but you should be aware of the tax and declaration implications
An Assurance Vie opens doors to flexible loan borrowing in France Partner article: Daniel Butcher of DTB Wealth Management explains the ‘Lombard’ loan opportunity of borrowing against investments in an Assurance Vie
Can I get a mortgage to fund renovation works in my French house? There are various ways to fund your renovations in France, we take a look at some of them.
Property renovation: new 0% loan to top-up French ‘MaPrimeRénov’ grant The interest-free loan is designed to boost the existing state grant for eco-friendly updates to your property
Capital release: start-up claims to have solution for French property Dillan says it is the only firm in France to now offer a ‘second mortgage’ after seeing a gap in the French lending market
Nine changes for residents in France in June 2022 Tax declaration deadlines, legislative elections, greater life insurance tariff transparency and changes for people unable to open a bank account
Boom in business at France’s ‘official’ pawnshops: How do they work? The 49 shops are public institutions and are seeing a sharp rise in users
France to offer €30,000 loans to help buy hybrid or electric vehicles The zero-interest loan will be available to people who live and work in certain low-emission zones from next January
Two French banks stop asking health questions on mortgage applications Crédit Mutuel and CIC have stopped asking longstanding customers, under 62, for health details. Borrowers’ insurance premiums expected to fall
‘Odd job’ help, loans, renovation aid: Five French property updates We look at how to find DIY professionals, a new law creating more beneficial rules on mortgage insurance and what help is available for adapting a home for older age Warning for homeowners in France over solar panel loan scam Have French mortgages been suspended? Buying a second home in France with a family loan
French property market news: October roundup Our pick of stories for property owners in France from the last month Banks to tighten rules on getting a mortgage in France Money and Tax December updates for Britons in France Should my French bank be offering an éco-prêt green loan? What lockdown help is there for businesses in France? Restaurants say French Covid curfew will force closure
How firms can get state-guaranteed Covid loans in France If your business is short of money following the coronavirus pandemic, you have until the end of the year to apply for a state-guaranteed loan.
New mortgage rules could mean fewer new houses Instructions from the Banque de France to banks to tighten lending conditions for home loans may dampen the market in 2020
French court wipes out solar panel loans Banks will have to write off solar panel installation loans after the highest appeal court said they had not done proper checks on work or contracts.
Can I renegotiate a French 'prêt viager' rate? Can you renegotiate equity release loan rates if levels drop? J.B.
Loan arranger aids freelancers in need Many freelance workers know only too well how hard it can be to secure even the smallest of loans.
Equity release in France - advice vital Thank you for your piece on the unfortunate story of Penny Stevens ( Equity release loan: the rates did not work for me , The Connexion, February 2019).
Equity release loan: ‘The rates didn’t work for me’ Connexion often receives requests for information about equity release in France. We talk to a reader in Brittany who says she gave up on it (twice) because it was too bad a deal
Low-rate loans to ease renovations Anyone planning home improvements such as a garden workshop, new kitchen or rewiring a house can get a loan for up to €75,000 with lower-than-normal interest rates through a prêt travaux or crédit travaux .
Owners ‘save €6,300’ in mortgage cover ruling Property owners could save thousands over the term of their mortgage
Bank credited wrong account We have three accounts with a high street bank: personal, business (farm) and a GFA (an agriculture-based investment scheme). We sold some cows and had a cheque for €20,000. We filled in a paying-in slip to put it in the personal account. They decided to credit it to the GFA one then took the money to pay off a loan that was overdue. They have agreed to return half to the account that should have been credited. Yes there was a debt on the GFA account (we had made offers to make payments) but were they acting legally by crediting the cheque to an account other than that specified? S.P.
Will loan payments pose problem? I am preparing to apply for French citizenship. One section of the form relates to income. Part of my income is from a loan repayment from a limited company: it is not declared in the UK or France. If the examiners of my application compare French bank statements with French tax returns, they will see a difference – could it pose a problem? G.P.