Normally a bank cannot credit another of your accounts in preference to the one stipulated. A bank can, however, in some circumstances take credits to repay loans if they are overdue, but without knowing the precise terms of the loan, and of the accounts themselves, it is difficult to say. You would best be advised to see an avocat ensuring that you take all the details regarding the accounts, the loan and any the correspondence received from the bank.
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The information in this article is of general nature. You should not act or refrain from acting on it without taking professional advice on the specific facts of your case. No liability is accepted in respect of these articles. These articles are intended only as a general guide. Nothing herein constitutes actual financial advice.