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Bank change for low-pay sole traders in France
Lower-income sole traders working under the micro-entrepreneur set-up may no longer be required to have a separate bank account for business earnings.
The requirement is set to be withdrawn for workers whose income is less than €5,000 a year as part of a new law going through Parliament (the loi PACTE).
If it is passed, such workers would no longer have to open a separate bank account within 12 months of starting up.
For those earning more than €5,000, the requirement would remain but this does not have to be a business account.
Those accounts generally attract higher fees – and are often automatically suggested by banks. A unique personal account will suffice.
The obligation for micro-entrepreneurs to have a separate account for business income was introduced in 2015.
More than 600,000 businesses have launched since 2017 under the micro-entrepreneur umbrella, which is often described as France’s simplest business set-up.
